Captive insurance has been utilized for nearly 100 years. This solution can be polarizing as there are various types of captives...

A fundamental component of every insurance policy is Risk Transfer & Distribution. Risk transfer and distribution are easily understood...

Capital preservation, retained earnings, surplus, cash (value). Preserve it, in every way possible: in your savings account, in your...

The Insurer is the insurance company. Insurance companies are designed to be profitable. In order to sustain profitability, insurers...