Is that objection Real or False? Over the years it seems as though I have heard them all, including silly, thoughtful, impressive, ignorant, complex, and often objections not of the owner but of someone who is not the owner of the business who is not responsible for the risks and the burden the risks of the business carry. Ultimately though, objections can be separated into two categories…….false objections or real objections. Unfortunately, way too many false objections, eve

While renters insurance is not required by law in most States, some landlords may require and offer tenants coverage to live in their building or to store property in their storage units. From the renters or Insureds perspective, It’s generally a good idea to have at least some form of coverage as the landlord’s insurance is not liable for any damage to the insured’s personal property. So in the event of a fire, accident, or burglary the insured would be responsible for repla

There’s a better way to stop Loss! Taking control over your risk management program in a different way than before has proven to be effective for many successful business owners. In self-funded medical or workman’s comp plans, employers are responsible for any claims up to a certain level. This level is pre-determined in the plan and protects the employer from catastrophic loss. Any claim above that level is insured through traditional third party insurance. Companies are ad