We face many risks each and every day of our lives. It seems as though there is insurance for nearly all types of risk, and insurance companies are continually recording record profits providing coverage for these risks. Business owners have additional risks most individuals do not share and the burdens that come with these risks.    Insure these risks! Don’t curse the insurance companies, BECOME one! At ALINK Captive Insurance Services , we specialize in risk management: t

Capital preservation , retained earnings, surplus, cash (value). Preserve it, in every way possible: in your savings account, in your business, or your retirement account. Most people are aware of these traditional, important methods to Capital preservation.  There are many additional, less- common, yet significantly more powerful methods including cash value of life insurance, deferred compensation, surplus of your insurance company, making an election, and many more.       

“Everyone jump in the car, we need to go.” In general terms, a Car provides transportation, has four wheels, transports people and may be referred to often regardless of the specific type, manufacturer, engine size, torque ability, or other variables.  A mini-van is especially good at packing families and carrying several people. A truck has more power and carries more cargo, while a kid car identifies as an older car with possibly a few nicks or dents kind of car.  Of course