“Everyone jump in the car, we need to go.” In general terms, a Car provides transportation, has four wheels, transports people and may be referred to often regardless of the specific type, manufacturer, engine size, torque ability, or other variables.  A mini-van is especially good at packing families and carrying several people. A truck has more power and carries more cargo, while a kid car identifies as an older car with possibly a few nicks or dents kind of car.  Of course

Captive Insurance is no longer a secret As business owners today are exposed to the many benefits associated with Captive insurance, the typical response is, “Why haven’t I heard of this before? Is it a secret?”  In actuality, it never was a secret, as business owners have been using Captive Insurance for decades.  Captive Insurance is however, a powerful tool for qualifying business owners despite unfamiliarity of these simple yet complex insurance companies (Simple vs Compl

We face many risks each and every day of our lives. It seems as though there is insurance for nearly all types of risk, and insurance companies are continually recording record profits providing coverage for these risks. Business owners have additional risks most individuals do not share and the burdens that come with these risks.    Insure these risks! Don’t curse the insurance companies, BECOME one! At ALINK Captive Insurance Services ,  we specialize in risk management: th

During the last several months I have had meetings with business owners regarding both common as well as uncommon lines of coverage to be insured through their Captive Insurance company(s).  As YOUR Company is unique, YOUR Company faces liabilities that are common as well as uncommon.  The Oxford dictionary defines liability as, “The state of being responsible for something, especially by law”. As an owner, it is common to carry that liability on YOUR shoulders.  Transferring

Don’t!  Transfer risk to YOUR insurance company. Who wants risk? I’ve never heard a business owner say, “I want to go find more risk today.” And if they did, you don’t go looking for Risk in a store. As a business owner there are different types of risk faced regularly, some Risks may not keep you up at night while other risks may keep you up every night!  Risk is the possibility of loss, harm, or negative impact, often defined as the combination of the likelihood of an event