“When you first start off trying to solve a problem, the first solutions you come up with are very complex, and most people stop there. But if you keep going, and live with the problem and peel more layers of the onion off, you can oftentimes arrive at some very elegan...

Is your business bullet proof? The great recession of 2008 was a reminder to business owners of the vulnerable state of our economy. Years have since passed, however the risks business owners always have had in the past, and continue to carry in the future serve as a r...

Is COVID-19 interrupting your business?

Every passing day makes this more and more a rhetorical question as everyone and every business is now affected by the coronavirus.

I hope no person gets COVID-19, and I hope a cure or remedy is quickly found. Millions of people ar...

Saturday I watched my son play in a volleyball tournament for the better part of 8 hours, enough time to apply some of the principles to Captive insurance….

• Unforced errors. When a team doesn’t create their own mistakes, they usually win. Having an experienced team...

What does insurance really look like?  A photograph of your 2017 Mercedes, book value and all are easily noted, your home insurance likewise. As a business owner, underwriters can review your financials and the appropriate amount of life insurance can be written. How m...

The captive insurance industry has changed and continues to change.  How?  To better suit the needs of the consumer such as making adjustments and making captive insurance available to more companies in a more efficient manner, offering more and more lines of coverage....

Change is hard.  Change for change sake is usually not appropriate; however, we see change around us, constant change.  Those who don't change get left behind. Positive changes should be considered as Growth.

When there’s a better way to change, why don’t we as hum...