Society, experience and appropriate stereotypes have created an expected outcome for many words, including the word Audit. Google says, “An audit is a systematic, independent examination of records, financial accounts, or processes to evaluate their accuracy, completeness, and compliance with standards. Audits, which may be conducted internally or by external third parties, provide assurance to stakeholders and are commonly used to detect fraud or verify regulatory compliance

We face many risks each and every day of our lives. It seems as though there is insurance for nearly all types of risk, and insurance companies are continually recording record profits providing coverage for these risks. Business owners have additional risks most individuals do not share and the burdens that come with these risks. Insure these risks! Don’t curse the insurance companies, BECOME one! At ALINK Captive Insurance Services, we specialize in risk management: the

Recently I had the opportunity to ride in a small airplane, I mean really ride in the cockpit of a Cessna and experience the life and death consequences of proper compliance regarding the many safety checks and constant procedures as well as the ongoing attention and maintenance required for flying. Long before I was airborne, the pilot had met the necessary requirements for himself as well as his plane to safely take off the ground, fly to a destination while maneuvering upd

Fill in the blank. I feel secure when _________. What is security? Financial, emotional, or legal? It varies from one person to the next. Financial security may be defined with a specific dollar amount accumulated, a variety of investment accounts, or lifetime income. Often security is creates with a combination of measures, built intentionally over time. A few decades ago, security meant paying off your home. Although not as high on the list today for some, completely pay

Is self-funded really self-funded? From a simple google search, “A ‘self-funded’ (or self-insured) designation means an entity—such as an employer, student, or startup—directly assumes the financial risk of paying for expenses or claims with its own capital, rather than paying premiums to a third-party insurance company or relying on external funding.” This accurate statement describes informal self-insurance. From this statement the risk is clear, defined and the risk is si