There’s a better way to stop Loss! Taking control over your risk management program in a different way than before has proven to be effective for many successful business owners.

In self-funded medical or workman’s comp plans, employers are responsible for any claims up...

Every business, once they reach a certain level of success, profitability, liability, or mass should understand how a Captive insurance company may benefit them. Every business is unique and a Captive Insurance company is not for all businesses. However, for those busi...

Is that objection Real or False?

Over the years it seems as though I have heard them all including silly, thoughtful, impressive, ignorant, complex, and often objections not of the owner but of someone who is not the owner of the business who is not responsible for the...

Foresight keeps things in  Perspective 

COVID-19 is real, the consequences are real as all people and businesses are now directly impacted.

Negative consequences include: Death, suffering, stop in business, unemployment, loss of income, fear, anxiety, and uncertaint...

“When you first start off trying to solve a problem, the first solutions you come up with are very complex, and most people stop there. But if you keep going, and live with the problem and peel more layers of the onion off, you can oftentimes arrive at some very elegan...

Is your business bullet proof? The great recession of 2008 was a reminder to business owners of the vulnerable state of our economy. Years have since passed, however the risks business owners always have had in the past, and continue to carry in the future serve as a r...