First of all, there has to be several disclaimers (see below). Secondly, the context of a million dollars must be established. And last, but surely not least is option #3. What does $1 million dollars seem like to you? For individuals earning a living and making less than $100,000 a year, a million dollars probably sounds like winning the lottery, enough money to last a lifetime, or at least it used to. For a 65 year old today with a million dollars earning 6% per year, that