We face many risks each and every day of our lives. It seems as though there is insurance for nearly all types of risk, and insurance companies are continually recording record profits providing coverage for these risks. Business owners have additional risks most individuals do not share and the burdens that come with these risks.    Insure these risks! Don’t curse the insurance companies, BECOME one! At ALINK Captive Insurance Services ,  we specialize in risk management: th

During the last several months I have had meetings with business owners regarding both common as well as uncommon lines of coverage to be insured through their Captive Insurance company(s).  As YOUR Company is unique, YOUR Company faces liabilities that are common as well as uncommon.  The Oxford dictionary defines liability as, “The state of being responsible for something, especially by law”. As an owner, it is common to carry that liability on YOUR shoulders.  Transferring

Don’t!  Transfer risk to YOUR insurance company. Who wants risk? I’ve never heard a business owner say, “I want to go find more risk today.” And if they did, you don’t go looking for Risk in a store. As a business owner there are different types of risk faced regularly, some Risks may not keep you up at night while other risks may keep you up every night!  Risk is the possibility of loss, harm, or negative impact, often defined as the combination of the likelihood of an event