The first time I saw a cell phone, I thought I’d never have a need for one. The big phone book in my hand was not convenient, and always having to look up a number, or look at a large street map wasn’t convenient either. That said, I was just sure I’d never need a cell phone. Thank goodness I didn’t stick to that opinion. Although I felt my statement was true at that particular time, times have changed. The cell phone has evolved and I am now pretty dependent on my little han

Business owners are always fishing! Fishing for a better way! A better way to utilize capital, protect what is theirs, and a better, more efficient way to success, wealth, capital preservation, or whatever their desire may be. While recently captive in the wilderness with great people there were many great experiences such as flying in a small plane, appreciating a small portion of God’s creations, great food and company, rest, a taste of the Northern lights, and of course f

Captive Insurance “Action is a great restorer and builder of confidence. Inaction is not only the result, but the cause, of fear.” ―Norman Vincent Peale There are millions of reasons for business owners to take action today. Here’s the top three: 1. Protect YOUR company. Captive insurance provides protection. Formal risk management insures exposures of YOUR business or businesses. 2. Create a profit center. Insurance companies are designed to be profitable. Tur

Captive Insurance There’s a better way to solve your objective, whatever your objective is. Captive insurance often is the solution to that objective, all the while protecting your company. The purpose of captive insurance is risk management, first – last – and always. In the process, claims are paid, capital is preserved, surplus is created, and wealth is generated. Albert Einstein is said to have called "the power of compound interest is the most powerful force in the unive

Captive Insurance There’s a better way to manage risk! Taking control over your risk management program in a different way than before has proven to be effective for many successful business owners. Successful businesses didn’t achieve success or profitability by accident. Successful business owners are always adjusting, learning, and taking advantage of opportunities they come across whether it is operational, financial, or structural. Successful owners are efficient, know h

There’s a better way! Most business owners aren’t familiar with it, it can be simple and complex, it’s not easy, it’s not even for everyone. However, the rapidly growing captive insurance opportunities today are greater than ever. This 100 year old solution continues to grow and offer formal risk management of both voluntary and required exposures to business owners. Insurance is a significant part of ALL businesses. Several insurance coverages are required by law such as