The Epiphany of Paying Insurance Premiums. Traditionally premiums are viewed in a negative light when it comes to insurance premiums. We can categorize insurance premiums into three traditional thought processes: 1. Premiums are required. 2. Premiums are paid voluntarily, intentionally for the returning benefit from the insurer. 3. Premiums become Profit. How do you view your premiums? 1. Clearly some insurance premiums are required by law such as health i

The first time I saw a cell phone, I thought I’d never have a need for one. The big phone book in my hand was not convenient, and always having to look up a number, or look at a large street map wasn’t convenient either. That said, I was just sure I’d never need a cell phone. Thank goodness I didn’t stick to that opinion. Although I felt my statement was true at that particular time, times have changed. The cell phone has evolved and I am now pretty dependent on my little han