As a business owner, you are familiar with the typical language of Insurance. These same insurance terms are utilized in the Captive Insurance world. Some terms are used broadly, while other terms and definitions should be referred to specifically. The following terms are not exhaustive, yet provide fundamental and introductory definitions to understanding. Each term may be addressed in greater detail. Capitalization - The dollar amount initially needed to capitalize a cap

Successful business owners have many similarities. Regardless of the industry, I have found the most successful business owners maximize their time. These owners have maximized how to be productive with their time, all of the time. They understand the value of their time and the fact that “time is money.” So much, in fact, they typically have very little. Yet, the very qualities many business owners possess are also the liabilities that burden them, as many often say, “I don’

Here are four of many lessons learned, emphasized, or reminded of while Captive in Grand Junction. 1. When good people get together – good things happen, ideas are shared, problems are solved, and most importantly – positive relationships are built and many golf balls are lost. I am humbled to be a part of this group. Being around people who make me better; great people, good people, successful people no matter how you measure success. 2. Time well spent. In today’