As a business owner, the word “insurance” makes you cringe as you are paying hundreds of thousands of dollars if not millions of dollars toward insurance premiums. Why would you want to pay more? What if you were paying millions of dollars to YOUR OWN insurance company to insure risk that is currently uninsured, uninsurable, or self-insured and / or you are paying to a third party? You should consider owning a Captive Insurance Company; and not just any Captive Insurance Comp

Reps & Warranties US mergers and acquisition deal volumes demonstrate robust momentum, with transaction values projected to surpass $2.3 trillion. * Depending on how "failure" is measured, studies consistently show that between 50% and 90% of mergers and acquisitions (M&A) fail to deliver on their original financial and strategic goals. * What are the potential risks of mergers and acquisitions? Mergers and acquisitions (M&A) carry several critical risks that can erode dea

As a business owner, you are familiar with the typical language of Insurance. These same insurance terms are utilized in the Captive Insurance world. Some terms are used broadly, while other terms and definitions should be referred to specifically. The following terms are not exhaustive, yet provide fundamental and introductory definitions to understanding. Each term may be addressed in greater detail. Capitalization - The dollar amount initially needed to capitalize a cap

Successful business owners have many similarities. Regardless of the industry, I have found the most successful business owners maximize their time. These owners have maximized how to be productive with their time, all of the time. They understand the value of their time and the fact that “time is money.” So much, in fact, they typically have very little. Yet, the very qualities many business owners possess are also the liabilities that burden them, as many often say, “I don’

Here are four of many lessons learned, emphasized, or reminded of while Captive in Grand Junction. 1. When good people get together – good things happen, ideas are shared, problems are solved, and most importantly – positive relationships are built and many golf balls are lost. I am humbled to be a part of this group. Being around people who make me better; great people, good people, successful people no matter how you measure success. 2. Time well spent. In today’