Webster says. “Definition of bottom-line (Entry 1 of 2) 1: concerned only with cost or profits 2: PRAGMATIC, REALISTIC bottom line noun Definition of bottom line (Entry 2 of 2) 1a: the essential or salient point : CRUX b: the primary or most important consideration 2a: the line at the bottom of a financial report that shows the net profit or loss b: financial considerations (such as cost or profit or loss) c: the final result” Captive Insurance and the Bottom Line 1: concerne