

Premiums: Profit or Expense?
The Epiphany of Paying Insurance Premiums. Traditionally premiums are viewed in a negative light when it comes to insurance premiums. We...


Captive Insurance Education
Captive insurance has been utilized for nearly 100 years. This solution can be polarizing as there are various types of captives...


Risk Transfer and Distribution
A fundamental component of every insurance policy is Risk Transfer & Distribution. Risk transfer and distribution are easily understood...


Preserve YOUR Capital!
Capital preservation, retained earnings, surplus, cash (value). Preserve it, in every way possible: in your savings account, in your...
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