“When you first start off trying to solve a problem, the first solutions you come up with are very complex, and most people stop there. But if you keep going, and live with the problem and peel more layers of the onion off, you can oftentimes arrive at some very elegant and simple solutions. Most people just don’t put in the time or energy to get there. We believe that customers are smart, and want objects which are well thought through.” (Steve Jobs) Volatility is a common

Is your business bullet proof? The great recession of 2008 was a reminder to business owners of the vulnerable state of our economy. Years have since passed, however the risks business owners always have had in the past, and continue to carry in the future serve as a reminder of the vulnerability of a business. Traditional third-party commercial insurance addresses some of these risks, however, there are risks still looming. These risks are high severity in nature, and low fr

Is COVID-19 interrupting your business? Every passing day makes this more and more a rhetorical question as everyone and every business is now affected by the coronavirus. I hope no person gets COVID-19, and I hope a cure or remedy is quickly found. Millions of people are now affected indirectly whether they want to be or not. The fact is, billions of dollars are being lost as a result, both directly and indirectly. “Under Armour last week indicated it expects to lose between