What is long term? For some it is longer than 1 second. If a person must wait for that click to upload it seems like an eternity. For others, waiting for their monthly check requires planning and even sacrifice. Still, the nine month wait for the birth of a child is a lifetime. Sometimes it feels like the teenage years will never end. Retirement? Do people even plan for that anymore? Certainly today, long term is much, much shorter than ever before. Generally speaking, peop

The Risk? Someone said, “Your chariot awaits” as the vintage 1963 Cessna 210 approached the hanger. The risks appeared to be very apparent and overwhelming fear and despair set in. 1. Could it take off? 2. How could it fit four grown men? 3. Would it stay together? 4. Was flying even safe? Was the risk worth it? Quickly perception changed. The perceived risk had already been addressed, countless times. 1. The Cessna and the pilot had successfully taken off and landed t

We face many risks each and every day of our lives. It seems as though there is insurance for nearly all of them including mortality risk. We can delay it, prepare for it, work to prevent it, yet the fact remains we cannot avoid our future death. Whether or not a person insures against this future loss and the right policy for them, is certainly their prerogative. At ALINK Captive Insurance Services, we specialize in risk management: the practice of appraising and controllin