Smart /smɑːt/ adjective; astute, as in business; clever or bright. You know how the saying goes, “There is no such thing as a free lunch.” I beg to differ. Here is an example of an investor who had a paradigm shift from the status quo method of investing, to an astute, bright way of funding both his life insurance as well as his passions. Examine the facts. The chart below represents the facts relating to a successful business owner, who like typical business owners had been

In the past, the quest for tax free money has felt like a mid-evil or Indiana Jones quest for the Holy Grail, just over the next ledge, almost touchable, yet never within reach. Today, the quest is not a myth, in fact for business owners, that quest is very tangible and more importantly, available. Everyone knows the limited opportunities of setting up a Roth IRA and the fact that municipal bonds are good investments for investors in the highest tax brackets. Why? Because th